Hilbish Ford Finance Department

Ford Auto Loans

The Hilbish Ford financial services department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Kannapolis, Concord, Mooresville, and Charlotte to ensure our customers get the right finance program at the most competitive rates.

Ford Payment Calculator

We strive to work with each customer to ensure their satisfaction when purchasing a vehicle. Whether you are down the road or an hour away from Kannapolis, you can use our quick pre-approval form to qualify for one of our finance programs.

Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments. Our Ford payment calculator will help you assess what you can afford by inputting the vehicle price, the interest rate, the loan term, the down payment, and finally the trade-in value for your current vehicle.

Trade-In Your Car at Hilbish Ford

At Hilbish Ford, valuing your trade is an unparalleled experience tailored to meet your needs and expectations. With a commitment to exceptional customer service and a thorough understanding of the automotive market, our team of seasoned professionals utilizes cutting-edge appraisal tools and extensive market research to ensure you receive the most accurate and competitive value for your trade-in. If you're looking for a Ford dealer in Charlotte to work with, look no further than Hilbish Ford!

We believe in transparency and integrity, offering a fair and straightforward evaluation process that takes into account the condition, make, model, and unique features of your vehicle. Whether you're looking to upgrade to one of our top-of-the-line Ford models or exploring other options from our diverse inventory, you can trust Hilbish Ford to deliver an unparalleled trade-in experience that leaves you satisfied and excited about your next automotive journey.

Ford Financing Options

Whether you want to apply for your ideal vehicle for sale or looking for ways to make your vehicle payment, Ford Motor Credit is the best way to do it. With our Ford dealers, we want you to access each of the answers you are searching for. Whether you want to apply for financing, utilize our Ford credit financing, or want to ensure the accuracy of our calculator tool, we want to make each question answerable with our dealers.

You can choose to stop into Hilbish Ford today or allow us to assist you here on our finance page. From financing to account management, you have access to each of the tools you need for financing the vehicle you want.

Ford Credit is an excellent start to finally getting the vehicle you need. Your credit score makes a huge difference in your car-buying experience. If you need to find your next vehicle for sale, let our Ford credit options help you today.

Current Ford Financing Deals from Hilbish Ford

With Hilbish Ford, our Ford Motor Credit makes all the difference in getting you the cars you want. If you have a less-than-perfect credit score, your chances of getting the vehicle you want with other dealers can be a struggle. If you have an ideal credit score, then your options are open.

But, for many people, their credit scores are less than perfect. Not having an Ideal credit score can be the difference between getting the vehicles you want and finding another reliable car option. Now is the time to finally get access to the dealer with Ford motor credit and Ford motor finance options. Take care of yourself with the Ford credit options that work best for you.

At Hilbish Ford, we offer competitive special offers within our auto dealership that give you the upper hand when purchasing your next Ford vehicle. Some of our Ford financing deals include 1.9% APR for 72 months on a 2023 Ford F-150, and 0% APR for 72 months on a 2023 Ford Explorer, and we'll compete with any other dealer's price or give you $1,000.

Buying vs Leasing a Car: Which is Better for Me?

Buy:

• Ownership: When you buy a vehicle, you become the owner, and you have full control over its use and modifications.
• Equity: Over time, as you make payments, you build equity in the vehicle, which can be beneficial when you decide to sell or trade it in.
• Long-term savings: Though monthly payments may be higher than a lease, once the loan is paid off, you'll have no more car payments, saving you money in the long run.
  Customization: Buying allows you to personalize the vehicle to your preferences with no restrictions.

Lease:

• Lower monthly payments: Lease payments are typically lower than loan payments, making it a more affordable short-term option.
• Newer vehicles: Leasing allows you to drive a new car every few years, avoiding the potential costs of constant repairs associated with older vehicles.
• Minimal upfront costs: Leasing often requires lower upfront costs and sometimes no down payment at all.
• Limited maintenance concerns: As lease terms generally align with the manufacturer's warranty, maintenance costs are usually covered.

Ultimately, the decision depends on your personal preferences, financial situation, and driving habits. If you prioritize long-term ownership and equity, buying may be the better option. On the other hand, if you prefer lower monthly payments and enjoy driving new vehicles every few years, leasing could be a more suitable choice. Consider these factors carefully before making your decision and contact our dealership about Ford leasing today.